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Contact Wheels4Sure
Contact Wheels4Sure
0203 823 1010 Wheels4Sure on WhatsApp

24hr Answering Service.
Sales: 9.30am-6pm Mon-Fri, 10am-4pm Sat

Car Leasing for EVERY Credit Score!
Home > Bad Credit Car Leasing

Bad Credit Car Leasing

As a specialist provider of bad credit car leasing deals, Wheels4Sure will consider applications whatever your circumstances. We could even accept you if:

  • You have a low credit rating
  • You have been refused credit in the past
  • You have a previously appointed CCJ (County Court Judgement)
  • You are self-employed
  • You have just been discharged from bankruptcy 

However, there are specific situations in which unfortunately we are unable to assist you at this time. If you are currently in a Debt Management Plan or IVA (Individual Voluntary Arrangement), these are the only times in which we wouldn’t be able to accept you.

Poor Credit History? Not a Problem.

We offer a range of bad credit car leasing offers to help you get back on the road. Our vehicles range from brand new to pre-owned, so we’re confident we have the perfect car to suit your needs and budget. Our poor credit car leasing options are made available thanks to our specialist lenders, who pay for your vehicle through sourcing independent investors. 

Here at Wheels4Sure, your credit history won’t stop you from leasing a new car, as we provide affordable car leasing regardless of your credit score. In fact, we actually have a 95% acceptance rate, so don’t be put off if you have a poor credit score.

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Can I Lease A Car With Bad Credit?

The traditional means of leasing unfortunately often come with extortionate interest rates and large upfront payments, on top of requiring squeaky clean credit history. This puts most cars out of reach for working people, especially those with poor credit.

However, Wheels4Sure are specialist providers of bad credit car leasing deals, and we’ll give you a chance no matter your credit score. We don’t believe there should be any reason why bad credit should stop you leasing a good car.

Choosing a New Car with Poor or Bad Credit Rating

Wheels4Sure car leasing focuses on fulfilling our clients’ need for affordable, reliable transport, so our range of cars does not include needlessly expensive cars. We offer brand new cars complete with full manufacturers warranty and 1-year breakdown cover.

Leasing with Wheels4Sure can also help you improve your credit rating. By maintaining regular affordable payments (similar to your mobile phone) credit agencies can see you are a reliable borrower. After leasing a car from us, many clients find they can easily secure finance from major dealers.

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Why Should You Consider Wheels4Sure?

Our leasing experts work hard to bring you tonnes of benefits when you lease a car with us; most notably excellent leasing rates for those with poor credit. But leasing with us is far more than that, as we aim to give you more value for money with:

Improved Credit Rating  – When your credit score is poor it is considerably harder to secure affordable credit. Making regular repayments is a sure-fire way to get your credit rating back on track, and prove reliability to future lenders.

95% Acceptance Rate – We strive to provide those struggling to find affordable leasing with a low-cost alternative that ignores bad credit history. We have a 95% chance of accepting your application, regardless of your credit score.

Brand New Car – We provide a wide range of cars straight out of the showroom. So if you’re looking for a leasing option that is affordable, managed through monthly installments, and has that new car smell – you’ve come to the right place.

The Wheels4Sure Difference

What makes Wheels4Sure different from other car leasing services? We have a unique business model where our vehicles are funded by investors, mostly ordinary people like you, which means we underwrite all contracts ourselves. No banks or insurance companies are involved at all.

This means we are able to look at every single application individually and assess the affordability of the leasing contract, on a case by case basis. As long as you can pass our simple criteria, and have proof of your income, we say YES to 95% of applications! Browse through our lease car range or call us today on 0203 823 1010 to make the first step towards driving away with a NEW car and improving your credit.

Making Car Leasing Affordable for Everyone

From an initial payment from £299, and £199 per month after that, we make leasing your ideal car that much more affordable. We offer a great variety of vehicles for any purpose, from SUVs and family cars to run-around city cars, not to mention a great choice both pre-owned and brand new cars.

Our offers make top quality cars available to the working people, with brand new models available from plenty of well known brands like Ford, Fiat, Citroen, Hyundai, Mazda, Vauxhall and more. Equipped with the latest state-of-the-art technology, you can enjoy the greatest leasing has to offer even with a poor credit history.

The vehicles we have on offer varies from day-to-day due to demand and stock, so if you’re looking for a specific vehicle feel free to get in touch to check availability. From there you can either have your new lease delivered straight to your door, or pick it from one of our showrooms across the UK.

Frequently Asked Questions

Q: Do you need good credit to lease a car?

A: Normally, as a general rule lenders ask for “good” to “excellent” credit scores when approving any applications. While credit score is not the only criteria that are used, it plays a large role in applications and the interest available. Luckily, we’re able to provide you with car leasing regardless of any bad credit.

Q: How does leasing a car affect your credit score?

A: Like credit cards, loans, phone contracts etc. car leasing also works to improve your credit score through making payments on time and in full. Car leasing works the same as a loan, as it is worked out as the sum of all the payments over the duration of the contract, not the value of the car. 

Q: Can I lease a car with no credit history?

A: Of course. You will just need to supply proof that you are able to make payments, so would need to supply bank statements and proof of employment to demonstrate this.

Am I Eligible for Car Leasing?

Please see our criteria for to lease one of our vehicles:

  • Be aged over 21
  • Have a full UK / EU driving license for at least 1 year, with 6 points or less and no history of drink driving or driving uninsured
  • Be able to provide 3 years address history
  • Be working full time or self-employed for 1 year and earning £1200 or more a month after tax
  • Have clear disposable income
  • Have passed their probation period at work
  • Not have a CCJ / IVA from within the last 12 months
  • Understand we operate a Pay-As-You Go system.
  • Home address must be in England or Wales only.
  • Be free / discharged from a bankruptcy.

Q: What are the next steps after I’ve been accepted?

A: After you have been accepted, the deposit and first month’s payment needs to be paid in full. The car will then be available for delivery or pick up from one of the showrooms across the UK.

Q: Can I lease a car for someone else?

A: Yes, you will need to make a joint application.