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Car Leasing with CCJ

Car leasing with a CCJ is not an easy thing to achieve. Here at Wheels4Sure, we provide affordable car leasing deals available to everyone, even drivers with a CCJ (county court judgement). As a specialist provider of car leasing deals based on affordability, you could lease a brand new car with us even if:

  • You have a low credit score
  • You have been refused credit before
  • Your CCJ (County Court Judgement) was appointed more than 12 months ago
  • You are self employed
  • You have recently been discharged from bankruptcy

If any of these sound like you, you’ve come to the right place. However, there are some situations where we are unfortunately unable to assist you at this time. If you are currently in a Debt Management Plan or IVA (Individual Voluntary Arrangement). These are the only times where we are unable to help, but aside from that, we typically accept 95% of applicants. 

Can I Lease a Car with a CCJ?

With Wheels4Sure, you can enter into an affordable car leasing deal for a new car, provided your CCJ is over one year old. We do not believe that an individual’s past financial issues should affect their present day chances. Because of this, we judge our applicants based on their current ability to afford the lease, not their credit history

Our CCJ car leasing options cover a wide range of manufacturers, all available at affordable monthly rates. We cover cars to suit everyone from SUVs to city cars, to automatics and family cars. With leasing deals available from as low as £199 per month, you’ll be spoilt for choice with our range.



Why Lease with Wheels4Sure?

The leasing experts at Wheels4Sure work hard to bring plenty of added perks when you lease with us. On top of affordable deals available for bad credit and CCJ drivers, Wheels4Sure gives you value for money with:

Credit Score Improvements: If your credit score could do with some TLC, leasing with us can help. Our deals come with regular affordable monthly repayments, a surefire way to start building up your credit score and become a good prospect for future lenders. 

95% Acceptance Rate: Our mission statement is clear; to provide affordable leasing options that ignores credit history. If you can demonstrate your ability to afford the lease, we have a 95% chance of accepting your application regardless of credit score. 

Brand New & Pre-Owned Cars Available: We provide a wide range of cars both brand new and pre-owned. If you’re looking for an affordable monthly lease on a car fresh from the showroom, you’re in luck. If you’re happy with a pre-owned car for cheaper, we can help you there too. 




Am I Eligible to Apply?

If you meet the below criteria, you have a 95% chance of being accepted into one of our leasing schemes. Take a look!

  • You’re over 21
  • You have a full UK / EU driving licence for at least 1 year
  • You have 6 points or less on your licence, with no history of drunk or uninsured driving
  • You are able to demonstrate you have clear, disposable income
  • If you are paid a salary, you have passed your probation period at work
  • If you are self-employed, you earn £1200 or more a month after tax
  • You don’t have a CCJ or IVA from within the last 12 months
  • You understand we operate a Pay-As-You-Go system
  • Your home address is in England or Wales
  • You are free of, or have been discharged from bankruptcy

If this sounds like you, get in touch with our leasing experts today to discuss your options! We can recommend the ideal lease for you, based on your needs and budget. We aim to get you on the road in a car you love as soon as possible, even if you’re car leasing with a CCJ! Browse our range of vehicles today, or give us a call on 0203 823 1010 today!

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